Regular Share Account Service Fee: $.50 per month if the minimum balance is not maintained and no activity after six months.
Organizational Share Account Service Fee: $.50 per month if the minimum balance is not maintained and no activity after six months.
Share Draft (Checking) Fees
Non sufficient funds fee: $25.00
Share Draft (checking) Account fee: $2.50 monthly
Share draft checks fee: At cost
Draft stop payment fee: $15.00
Draft Copy fee: $5.00
Interim statement fee:
1 - 2 months: $5.00
3 or more months: $10.00
Wire Transfer fee: $12.00
Bill Payment fee: $3.00
A $100.00 minimum balance is required in your regular share account when a member has a share draft (checking) account.
Other Service Fees (applicable to all accounts)
Joining fee: $1.00
Credit report fee: $5.00
Credit xpert fee: $10.00
Third party returned check fee: $12.00
Closing account within 30 days fee: $2.00
Money Order fee: $1.00
Excessive Withdrawal fee: $1.00 (over 3 w/d per month)
Christmas Club Early Closing Fee: $25.00
ACH Return Fee: $25.00
The rates appearing on this fee schedule are accurate and effective for accounts as of October 1, 2003. If you have any questions or require current rate information on your accounts, please call the Hill District Federal Credit Union.

