SERVICES
Here's what the Hill District Federal Credit Union can do for you!
- SHARE (SAVINGS) DEPOSITS
- SHARE DRAFT (CHECKING) ACCOUNTS
- DIRECT DEPOSITS (PAYROLLS, GOVERNMENT PAYMENTS)
- ONLINE BANKING
- ONLINE BILLPAY
- CHRISTMAS CLUB
- PAYROLL DEDUCTION
- CONSUMER LOANS
- VEHICLE LOANS
- EDUCATIONAL LOANS
- HOME IMPROVEMENT LOANS
- MONEY ORDERS
- DEBIT CARDS
- GIFT CARDS
Adult and youth financial literacy classes are ongoing. Please contact the HDCFU for a schedule
of upcoming classes or to inquire about bringing this series into your organization.
RATES
Effective January 1st, 2021
JOINING FEE ................................................................ $1.00
CREDIT REPORT FEE ..................................................... $20.00
MONEY ORDER FEE .................................................... $1.00
THIRD PARTY RETURNED CHECK FEE ........................ $35.00
CLOSING ACCOUNT WITHIN 30 DAYS FEE ............. $5.00
EXCESSIVE WITHDRAWAL FEE (over 3 per week) ..... $1.00
CHRISTMAS CLUB EARLY CLOSING FEE ..................... $50.00
ACH RETURN FEE .......................................................... $35.00
LOAN APPLICATION FEE ............................................... $35.00
SHARED SECURED/CREDIT BUILDER FEE ................... $15.00
SAME DAY ACH TRANSFER ......................................... $5.00
LATE ACH RETURN .......................................................... $10.00
NON-SUFFICIENT FUNDS FEE ...................................... $35.00
SHARE DRAFT CHECKS FEE ........................................... at cost
DRAFT STOP PAYMENT FEE ........................................... $25.00
DRAFT COPY FEE ........................................................... $5.00
INTERN STATEMENT FEE .... 1-2 MONTHS ................ $5.00
3 OR MORE MONTHS ............... $10.00
OUTGOING WIRE FEE .................................................... $25.00
INCOMING WIRE FEE ..................................................... $15.00
HILL DISTRICT FEDERAL CREDIT UNION PERSONAL LOAN RATES
EFFECTIVE DECEMBER 1, 2012 - CREDIT RISK SCORE
550-600 ......................................... 16% APR
601-625 ....................................... 14% APR
626-650 ....................................... 10% APR
651+ ............................................ 8% APR
HILL DISTRICT FEDERAL CREDIT UNION CAR LOAN RATES SCORE 650+
NEW CAR LOAN (5YRS.) ........................................ 6.5% APR 4.5%
NEW CAR LOAN (6 YRS.) ....................................... 7.5% APR 5.5%
USED CAR LOAN ................................................... 8% APR 6.0%
APPLICANTS WITH 650+ CREDIT SCORE PROPOSED RATES
NEW CAR LOAN (5YRS.) ........................................ 4.5% APR
NEW CAR LOAN (6 YRS.) ....................................... 5.5% APR
USED CAR LOAN ................................................... 6% APR
SHARED SECURED LOANS ................................... 6% APR