Hill District Federal Credit Union

Our Common Bond: A Community Fighting For Survival

Fee Schedule

Fee Schedule


EFFECTIVE JANUARY 1, 2014 FEE CHANGES

ACH & DRAFT NSF RETURN FEE 35.00

LOAN APPLICATION FEE 25.00

Share Account Fees **All fees subject to change

  • Regular Share Account Service Fee: $.50 per month if the minimum balance is not maintained and no activity after six months.
  • Organizational Share Account Service Fee: $.50 per month if the minimum balance is not maintained and no activity after six months.

Share Draft (Checking) Fees

  • Non sufficient funds fee: $30.00
  • Share Draft (checking) Account fee: $2.50 monthly
  • Share draft checks fee: At cost
  • Draft stop payment fee: $15.00
  • Draft Copy fee: $5.00
  • Interim statement fee:
    1 -2 months: $5.00
    3 or more months: $10.00

A $100.00 minimum balance is required in your regular share (savings) account when opening a draft (checking) account. In addition, a minimum balance of $200.00 in your share (savings) account is required before a debit card can be issued.

Other Service Fees (applicable to all accounts)

  • Joining fee: $1.00
  • Credit report fee: $10.00
  • Third party returned check fee: $15.00
  • Closing account within 30 days fee: $2.00
  • Money Order fee: $1.00
  • Christmas Club Early Closing Fee: $25.00
  • ACH Return Fee: $30.00
  • Wire Transfer fee: $12.00
  • Wire incoming fee: $6.00
  • Loan Application fee: $20.00
  • Bill Payment fee: At Cost

The rates appearing on this fee schedule are accurate and effective for accounts as of December 1, 2012. If you have any questions or require current rate information on your account, please call the Hill District Federal Credit Union.